Winston-Salem
Commercial real estate and lending research for the Winston-Salem metropolitan area.
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Browse all research →Commercial loan products in Winston-Salem
Commercial loan
Commercial Purchase Loan
Acquisition financing for commercial real estate — office, retail, industrial, multifamily, hotel.
- Typical LTV
- 65-75%
- Typical term
- 5-10 years
Commercial loan
Commercial Refinance
Refinance an existing commercial mortgage to lower your rate, extend your term, or restructure the debt.
- Typical LTV
- 65-75%
- Typical term
- 5-10 years
Commercial loan
Commercial Cash-Out Refinance
Pull equity out of a commercial property to fund new acquisitions, capex, or business growth.
- Typical LTV
- 65-70%
- Typical term
- 5-10 years
Commercial loan
Bridge / Hard Money Loan
Short-term financing for property acquisitions, repositioning, or lease-up before permanent financing is in place.
- Typical LTV
- 65-75%
- Typical term
- 6-36 months
Commercial loan
Commercial Construction Loan
Ground-up or major rehab construction financing for commercial projects.
- Typical LTV
- 65-75% LTC
- Typical term
- 18-36 months
Commercial loan
SBA 504 Loan
Long-term, fixed-rate financing up to 90% LTV for owner-occupied real estate and major fixed assets.
- Typical LTV
- up to 90%
- Typical term
- 10 or 20 years
Business loan
SBA 7(a) Loan
General-purpose small business financing up to $5 million, partially guaranteed by the SBA.
- Typical LTV
- up to 90%
- Typical term
- up to 25 years
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